Payment solutions for every business need
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Accepting credit cards doesn't have to be expensive
Our payment processing and business management solutions are designed to help your business thrive with highly competitive rates, personalized customer service and the latest technology. We don't believe in upselling or burdening you with unnecessary features. Our focus is on ensuring you have access to the best possible processing option at the most reasonable pricing. Plus, our industry-leading customer service team is always just a phone call away.
Everything You Need
We manage everything for you from start to finish, in one convenient location. This includes account origination, training, equipment and supplies, reporting, and service, all provided by your trusted financial partner.
Low processing rates
Our team is dedicated to finding the most affordable rates for your business with no hidden fees or charges.
NO CONTRACTS
Unlike many other providers, we don't require you to sign a lengthy agreement with a large cancellation fee. Should you come across a better processing option, you are free to leave at any time.
PERSONALIZED SERVICE
Everybody says they offer great customer service. We actually do. No matter the issue, we're available to help any time you need us.
in-depth reporting
With secure web-hosted reporting, you can conveniently keep track of your business operations regardless of your location or the time.
THE LATEST TECHNOLOGY
We provide a wide range of product options, including POS systems, back-office solutions, industry-specific products, and more. Our goal is to help you enhance your business operations with the right tools and resources.
Business Management & Payment Solutions
In this era of digital technology, transactions can occur anywhere, not just at the sales counter. These tools are designed to offer powerful capabilities that enable businesses to conduct transactions online, over the phone, in person or even in the back office. However, payment processing is just the start. Our comprehensive payment systems offer a range of integrated tools that serve as the central hub of your business, providing real-time information, operational efficiency and the potential to take your business to the next level.
Paya Connect
Paya Connect is a comprehensive virtual payment solution that offers a secure platform to accept various forms of payments, such as credit and debit, ACH, EFT and FSA. It is designed to cater to multi-location businesses and recurring-payment transactions. With Paya Vault, customer card data is securely stored in compliance with industry standards, allowing for easy repeat billing. Moreover, Paya Connect comes with invoicing tools and Level 3 processing capabilities, making it an indispensable component of your back office.
A full suite of back office and custom payment management tools
See a few of Paya Connect's key features in action, including the simple process of running transactions.
Set up automatic recurring payments for repeat customers
Watch how quickly you can add repeat billings — set it once, and you won't have to worry about it again.
Learn More About Paya Connect
MX Merchant
MX Merchant is the ultimate payment and business management platform. This cloud-based solution is a powerful tool that allows you to manage all aspects of your daily operations efficiently, including processing payments from credit cards, cash, and checks. With a range of reporting and monitoring options, you can stay on top of your payments in real-time, view historical data, monitor chargebacks and access monthly statements effortlessly. Moreover, a wide range of add-on apps provides MX Merchant with even more flexibility, enabling you to customize your experience and make it the perfect solution for your business needs.
Accept payments, manage billing, track sales and engage customers
More than a payment-processing tool, MX Merchant is an entire payments ecosystem custom-built to your needs.
Explore the MX Ecosystem
Learn More About MX Merchant
Nuvei Pay Center
The Nuvei Pay Center is a robust contactless payment platform that allows businesses to get paid easily and efficiently through multiple channels. A true multi-purpose payments solution, Nuvei Pay Center is ideal for businesses that need powerful invoicing services or recurring billing. With minimal effort, users can create custom invoices, send payment requests through text or email and set up scheduled payments with customized frequencies and automatic application of discounts, fees and sales tax. Best of all, Nuvei Pay Center allows users to seamlessly blend these functions with their current billing and accounting workflow through its custom API and integration capabilities.
In addition, Nuvei Pay Center offers secure and easy online payments, with hosted payment options that allow for direct credit card payments on websites. It also allows users to create and share custom payment links or QR codes with "Buy Now" functionality.
And as a standalone virtual terminal, the Nuvei Payment Center can quickly process card-not-present transactions from anywhere, sending branded receipts and securely vaulting card information for future business.
The payment platform that saves time, money and gets you paid fast.
See how the Nuvei Pay Center makes it easy for you to get paid and convenient for your customers to pay you.
Easily create shareable payment links to sell products and services online.
Make single product links with a "Buy Now" button, multiple product pages with a quick checkout experience or payment links and QR codes that can be added to your website or social media.
Learn More About Nuvei Pay Center
SWIPESIMPLE VIRTUAL TERMINAL
SwipeSimple's Virtual Terminal offers an intuitive and modern solution for managing payments. With just a web browser, you can process transactions, send invoices and more. The time-saving features include cloud-based inventory, real-time transaction history, tax reporting, item tracking and the ability to set up recurring payments. Plus, the virtual terminal is compatible with various smart terminal devices, making managing your business from your computer even more effortless.
Easy payment acceptance right at your computer
Get a quick 2-minute rundown of the capabilities of the SwipeSimple Virtual Terminal.
Learn More About SwipeSimple VT
POS Systems & Mobile Payments
Smart POS systems provide a fully customizable and integrated transaction experience. From customer-facing touch screens to contactless payments and pay-at-table options, these systems are optimized for convenience and efficiency. They also offer useful tools for business management, such as inventory tracking, customer engagement campaigns and HR applications. These robust systems provide the freedom to conduct business from anywhere without any constraints.
MX POS
MX POS is a robust all-in-one platform featuring extensive customization and access to over 600 functionalities, enabling you to tailor a system that aligns perfectly with your business requirements. This powerful solution efficiently manages nearly every aspect of your business, including sales, inventory control, multi-location monitoring, accounting system integration, HR management and offering built-in analytics for precise insights into sales, purchases, inventory status, purchase order tracking and important business intelligence data. MX POS includes a 15.6" touch-enabled widescreen display, a built-in thermal printer and an optional 10" customer-facing screen. Based on how you use it, you can also add optional kitchen display systems, mobile terminals, self-service kiosks or other compatible hardware to enhance its functionality further.
MX RETAIL POS
MX Retail POS is Perfect For:
Clothing Stores • Convenience Stores • Bakeries • Boutiques • Markets • Specialty Stores
Key Features Include:
Simple Order/Check Out Process • Bar Code Scanning and Label Printing • Manage Sales and Discount Pricing • Track and Manage Retail Inventory • Customize Tax Rates • Style Matrix for Clothing and Shoe Stores • Food Stamp/eWIC Processing • Simplified Return and Exchange Process • Integration with Scales and Other Peripherals
Learn More About MX Retail POS
MX Restaurant POS
MX Restaurant POS is Perfect For:
Quick Service • Bar and Lounge • Fine Dining • Fast Casual • Pizza Shops • Food Trucks • Coffee Shops
Key Features Include:
Simple Ordering Process • Inventory/Ingredient Tracking • Menu Management • Online Ordering • Table Layouts • Order History • Multiple Split Checks • Pizza Builder • Tableside Ordering and Payments
Learn More About MX Restaurant POS
MX Salon POS
MX Salon POS is Perfect For:
Hair Salons • Barber Shops • Estheticians • Nail Technicians • Tattoo Shops • Tanning Salons • Spas • Massage Therapists
Key Features Include:
Appointment Scheduling • Customer Profiles • Track Availability of Your Specialists • Multi-Station Support • Inventory Tracking and Management • Build and Manage a Service Catalog • Flexible Payment Options for Customers • Staff Management
Learn More About MX Salon POS
Clover Station Duo
The Clover Station Duo is the ultimate all-in-one point-of-sale solution. With a 14" HD screen for merchants, a 7" smart terminal for customers and a high-speed receipt printer, it is ready to use right out of the box. Suitable for any business type, whether retail or restaurant, the Clover Station Duo can also connect to other Clover hardware to further enhance its functionality. With access to best-in-class apps and back-office functions like inventory management, it is the heart of any business operation.
A powerful point of sale for both sides of the counter
The all-in-one POS for faster service at the counter. How can the Clover Station Duo make your business smarter, faster and more efficient?
Learn More About Clover Station Duo
Clover Station Solo
The Clover Station Solo is the ultimate POS tool for managing your business and keeping your operations running smoothly. It features a large display, accepts various payment types, organizes inventory and manages team activities. Plus, with add-ons from the Clover hardware family, you can create custom functions to meet your unique needs.
A point of sale system designed to make things easy
Merchants of all sizes use the Clover Station Solo to get their businesses running and keep them running smoothly
Learn More About Clover Station Solo
Clover Mini
The Clover Mini is compact yet powerful enough to support your business operations. It's the perfect choice for small retail or quick-service locations that want to access the same business management tools as larger POS clients. Plus, being part of the Clover ecosystem ensures that it can accommodate your business's growth over time.
A full point of sale system in a small package
Small enough to fit into any space, the Clover Mini packs plenty of POS power to run your full house, front to back
Learn More About Clover Mini
Clover Flex
The Flex is the most versatile POS device available in the market. It comes with built-in Wi-Fi and LTE connectivity, making it fully functional as a standalone system. You can also integrate the Flex with other Clover components to unlock their complete potential, including pay-at-table functionality.
Take your POS Station beyond the counter
Checkout is wherever you want it to be — tableside, on the sales floor, out on the road...or anywhere else you can dream up.
Learn More About Clover Flex
Clover Flex Pocket
The Clover Flex Pocket features Wi-Fi and LTE connectivity, all-day battery life, seamless integration with the Clover ecosystem and the versatility to handle tableside orders, retail barcodes and nearly every electronic payment method. While it retains the robust features of the original Flex, it now provides digital-only receipts, eliminating the need for a built-in printer. The result is a slimmer design that is 25% lighter, making it easy to carry in your hand, apron, or back pocket while you work.
Learn More About Clover Flex Pocket
Clover Kiosk
The Clover Kiosk is a complete self-ordering solution designed to fit perfectly on your countertop or utilize floor stand and wall mount options. Featuring a spacious 24" vertical display, a built-in payment terminal and a receipt printer, the Clover Kiosk empowers customers to explore menu items at their own pace and customize orders precisely to their liking, thereby minimizing the likelihood of employee errors. The powerful Clover software features an easy-to-navigate user interface filled with menu and pricing information that syncs with other Clover devices, ensuring your inventory and sales data remain current. Additionally, the Clover Kiosk forwards completed orders to the optional Clover Kitchen Display System or other kitchen printers for processing while customers finalize their payments via the intuitive, integrated terminal. The self-service functionalities of the Clover Kiosk enable your team to focus on additional tasks that improve your business's efficiency and increase revenue.
Learn More About Clover Kiosk
Mobile Payments
Expand the reach of your business by adding a mobile component to your merchant account. You can securely accept payments using most smartphones and tablets, making it an ideal option for organizations with remote workers or those not confined to a single retail site. The feature is accessible on both iOS and Android platforms.
Accept payments anywhere, any time
The best payment terminal is the one you already have in your pocket. Utilize the power and security of your own smartphone to process payments and conduct business anywhere.
Learn More About Mobile Payments
Next-Generation Terminals
Don't let their appearance deceive you - these aren't your basic countertop terminals. The new generation of payment terminals boasts lightning-fast speed, unparalleled versatility and seamless integration with back-office systems. In addition, these advanced devices sport vibrant customer-facing screens and standard wireless connectivity, making them a top choice for merchants seeking the latest payment acceptance technology.
Desk/3500
The Desk/3500 is your gateway to smart payment acceptance. With its compact design, lightning-fast processing, top-notch security and impressive power, the Desk/3500 is readily equipped to handle any payment method. Additionally, it offers a range of connectivity options to suit your needs. And if you use the MXâ„¢ Merchant platform, you can enjoy the benefits of real-time reporting that seamlessly integrates with your back office system.
Learn More About the Ingenico Desk/3500
Move/5000
Sales transactions don't always take place in traditional checkout lines. The Move/5000 offers all the features of a Desk series machine but with the added flexibility of Bluetooth and optional 4G/LTE connectivity, enabling payments to be processed on the go. It is an excellent option for pay-at-table venues and boasts a full-color touchscreen with video functionality to enhance the overall customer checkout experience.
Learn More About the Ingenico Move/5000
Lane/3000
Designed for retailers using the Paya Connect platform for back-office business management, this speedy and secure solution covers all payment methods and offers an integrated retail option that eliminates the need for hand-keying.
Learn More About the Ingenico Lane/3000
Specialized Services & Additional Products
Software Integration
Using industry-specific or customized software shouldn't automatically result in high processing rates or being locked into a provider with terrible service. We can integrate our merchant account with many third-party software applications. Allow us to determine if our solution is a good fit for your needs.
Find out if we can integrate with your software
Donation Management
Nonprofits can manage online fundraising programs by accepting one-time and recurring donations, membership dues and registrations.
Learn More About Donation Management
Municipal Invoicing
A simple and effective method for municipalities to deliver invoices and collect payments online (including convenience fees).
Learn More About Municipal Invoicing
Gift/Loyalty Cards
An affordable, turnkey program to reinforce your brand. Includes four-color printing, custom branding and multiple program types to provide the ultimate in flexibility.
Learn More About Gift & Loyalty Cards
Check Services
Process check payments as easily and safely as credit cards with check guarantee and conversion services. No bounced checks, no NSF fees and no physical deposits.
Learn More About Check Services
PROPERTY MANAGEMENT
A unique and comprehensive set of tools for independent landlords and property managers to manage their real estate and properties. With a single, secure, web-based application, users can screen tenants, manage documents, collect rent, expedite maintenance requests, onboard new tenants quickly, process payments accurately, reconcile funds and create new channels to communicate with tenants. It's the ultimate solution for real estate and property management needs.
Learn More About Property Management
Clover Kitchen Display System
The Clover Kitchen Display System was created with efficiency in mind while being built to withstand the demands of a kitchen environment. Featuring a 24" or 14" touchscreen, it displays orders from various sources, including front-of-house, online and third-party delivery services. This setup enables kitchen staff to focus on their tasks without the distraction of managing multiple systems or handling paper tickets. Ticket times, order statuses and special requests are presented clearly to streamline operations and reduce mistakes. Moreover, the Kitchen Display System is sturdy enough to endure temperatures up to 122°F and is equipped with anti-fingerprint and anti-glare screens. An optional bump bar provides the option to mount the display overhead, improving visibility for the whole kitchen staff.
Learn More About Clover Kitchen Display System
Business Coach
Business Coach is a powerful data analytics and social media monitoring tool, built directly into the Nuvei reporting portal.
BUSINESS INSIGHTS: Leverage your historical sales data to uncover trends and receive data-driven recommendations for boosting revenue and engaging customers.
REPUTATION MANAGEMENT: Monitor and manage your online presence in one place—including social media activity and customer reviews.
Learn More About Business Coach
Contact Security First Bank TODAY for more information and your FREE cost/savings analysis!
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(701) 222-4444
PHONE: Center
(701) 794-8758
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(701) 667-7000
PHONE: New Salem
(701) 843-7521
Payment processing services are provided through a partnership with FiNet, a registered ISO/MSP of BMO Harris Bank NA.
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