Accepting credit cards doesn't have to be expensive


Our merchant services program offers highly competitive rates, personalized customer service and the latest technology to help your business thrive. No upsells, no expensive extras and no unnecessary features. We'll simply make sure you’re using the best possible processing option at the best available pricing. And our industry-leading customer service team is always just a phone call away.

Everything You Need

From beginning to end, we can handle everything in one place. Account origination, training, supplies, equipment, reporting and service — all from your financial partner.

Low processing rates

We'll work with you to offer the lowest possible rates for your business type and won't overwhelm you with extra fees.

NO CONTRACTS

Unlike most providers, we don't lock you into a lengthy agreement with a huge cancellation fee. If you can find a better processing option, leave any time.

PERSONALIZED SERVICE

Everybody says they offer great customer service. We actually do. No matter the issue, we're available to help any time you need us.

in-depth reporting

Secure, web-hosted reporting allows you to monitor your business from anywhere at any time.

A FULL SUITE OF PRODUCTS

No matter the business type or processing requirements, we have a product option to enhance your business, including POS systems, back office solutions, industry-specific products and more...

Multi-Function Payment Solutions


The current environment for small businesses emphasizes flexibility above all else. It has become essential to take your business to your customers, wherever they may be. Our most powerful payment tools provide the opportunity to conduct business anywhere — online, in the back office, via phone or mail-order and even in-person. But payments is just the beginning. Aside from serving as a virtual terminal, these fully-featured systems provide a whole host of integrated tools designed to keep your business running efficiently.

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Paya Connect

Paya Connect is an all-in-one virtual payment solution, providing you with a single, secure platform to accept credit and debit, ACH, EFT and FSA. Built for multi-location businesses and recurring-payment transactions, the Paya Vault securely stores customer card data — in accordance with industry standards — to allow for easy repeat billing. Additionally, Paya Connect comes complete with built-in invoicing tools and Level 3 processing capabilities, making this this most import component of your back office.

Learn More About Paya Connect
 

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MX Merchant

MX Merchant is a powerful payment and business management platform that effectively manages all critical aspects of your day-to-day operation. This cloud-based solution can process payments anywhere – including credit cards, cash and/or checks — and a robust set of reporting and monitoring options allow you to view daily payments in real-time, break down historical data or view deposits, settlements, chargebacks, billing and monthly merchant statements.

MX Merchant scales to your needs by providing paid access to add-on apps, which allow you to customize the MX experience and create the perfect business management solution.


MX Insights provides intelligence on your competition and an understanding of your customer demographics, including key data to help you boost sales and drive loyalty.

Learn More About MX Merchant

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SwipeSimple Virtual Terminal

The Virtual Terminal from SwipeSimple is a modern, easy-to-use payment solution for small businesses, letting you run transactions, send and receive invoices and more — with just a web browser.

With time-saving functionality like cloud-based inventory, item tracking, real-time transaction history, tax reporting, the ability to set up recurring payments and combatibility with a variety of smart terminal devices, the SwipeSimple Virtual Terminal makes it easier to run your business right from your computer.

Learn More About SwipeSimple VT

Retail POS Systems


The future of payments is here — a new generation of devices that do way more than just process a payment. Fully customizable and fully integrated, smart POS systems provide an enhanced transaction experience — including customer-facing touch screens, contactless payments and pay-at-table options — along with business management functionality like inventory tracking, customer engagement and HR applications.

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Clover Station Pro

The ultimate point-of-sale bundle, the Clover Station Pro is ready to go right out of the box. Featuring a 14" HD merchant-facing screen and a 7" customer-facing smart terminal, this all-in-one package also includes a high speed receipt printer and a cash drawer.

The Clover Station Pro is the perfect POS package for any setting — retail or restaurant — and connects to other Clover hardware to add even more functionality. And with access to best-in-class apps and back office functions like inventory management, the Clover Station Pro is the center of any business operation.

Learn More About Clover Station Pro
 

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Clover Station

With a 14" HD swivel-display, the versatility to accept a number of payment types, the power to organize inventory and manage team activities and the flexibility to create custom functions with Clover family add-ons, the Clover Station is the ultimate POS tool.

Learn More About Clover Station

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Clover Flex

The most flexible POS device on the market. With built in Wi-Fi and LTE connectivity, the Flex is full-featured enough to serve as a standalone system. Or, add the Flex to other Clover components to realize their full potential, including pay-at-table capability.

Learn More About Clover Flex
 

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Clover Mini

Small enough to fit into any space, the Clover Mini still packs plenty of POS power to run your business. The Mini is the perfect option for allowing quick service or small retail locations to benefit from the same business management features as larger POS customers. And, as part of the Clover ecosystem, the Mini will easily grow with your business.

Learn More About Clover Mini

Next Generation Terminals



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V200c, V400c, v400m

With forward-looking features, functionality and versatility, Verifone's V200c, V400c and V400m provide customers with a modern, fast and secure experience at the point-of-sale, along with providing merchants access to third party integrations.

Learn More About the Verifone V200c, V400c & V400m
 

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Desk/Move series

The Ingenico Desk/3500, Desk/5000 and Move/5000 payment terminals integrate with the MX Merchant Gateway to provide access to instant, realtime reporting and additional advanced processing features.

Learn More About Ingenico Desk/Move Series Terminals


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Lane/3000

Designed for retailers using the Paya Connect platform for back office business management, the Ingenico Lane/3000 is a fast and secure solution that covers all payment methods and provides an integrated retail option without hand-keying.

Learn More About the Ingenico Lane/3000
 

Additional Payment Products



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Software Integration

Just because you're using industry-specific or custom software doesn't mean you're stuck with high processing rates. In many cases, our merchant account can be integrated into third-party software applications. Let us determine if our solution will work for you.

Find Out if We Can Integrate With Your Software
 

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Mobile Payments

Take your business anywhere. Securely process any payment — including EMV cards — by adding mobile to your existing merchant account and using just about any smartphone or tablet. Available for both iOS and Android.

Learn More About Mobile Payments

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Gift/Loyalty Cards

An affordable, turnkey program to reinforce your brand. Includes four-color printing, custom branding and multiple program types to provide the ultimate in flexibility.

Learn More About Gift & Loyalty Cards
 

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Check Services

Process check payments as easily and safely as credit cards with check guarantee and conversion services. No bounced checks, no NSF fees and no physical deposits.

Learn More About Check Services

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Donation Management

Nonprofits can manage online fundraising programs by accepting one time and recurring donations, membership dues and registrations.

Learn More About Donation Management
 

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Municipal Invoicing

A simple and effective method for municipalities to deliver invoices and collect payments online (including convenience fees).

Learn More About Municipal Invoicing